UTILITÉ

Privacy Policy

Conditions of access to the website

Every person (hereinafter referred to as the "user") who visits this website is assumed to have unconditionally accepted the entirety of all terms and conditions of use of the website owner (hereinafter referred to as the "publisher").The website is accessible anytime and anywhere in the world. It is the sole responsibility of the user accessing the website to comply with the laws and regulations in force in their country of residence or in the country from which the website is accessed.
Changes to these Terms of Use, jurisdiction and applicable law
Every person (hereinafter referred to as the "user") who visits this website is assumed to have unconditionally accepted the entirety of all terms and conditions of use of the website owner (hereinafter referred to as the "publisher").The website is accessible anytime and anywhere in the world. It is the sole responsibility of the user accessing the website to comply with the laws and regulations in force in their country of residence or in the country from which the website is accessed.

Disclaimer of liability

Although all information on the website has been carefully checked, it is distributed for information only. Under no circumstances can the publisher be held responsible for the accuracy of the information provided, nor can it issue guarantees about its completeness, accuracy or timeliness. All information is given subject to changes, errors or omissions.The publisher is also not responsible for the content provided by third parties to which the website refers via hyperlinks. Ultimately, the publisher assumes no responsibility and excludes warranty claims in the event of failure or poor functioning of the website. The publisher can also not be held responsible for the user directly or indirectly by accessing or using the website for any damage.

Data Protection & Privacy

In order to protect the security of user data when it is transmitted over the Internet, the publisher uses state-of-the-art encryption methods (e.g. SSL) over HTTPS.The security of personal data is important to the publisher. The publisher follows generally applicable procedures for the protection of transmitted user data, both during transmission and during storage. Nevertheless, no online data transfer process or no storage process is 100% secure. For this reason, the publisher can never guarantee absolute security.Due to the need for technical protection of the data by the publisher, the publisher can store personal data on systems that are beyond direct access by the publisher (for example on servers of data centers, hosting partners or on backup servers).

Processing of personal data

Personal data may only be collected and processed in accordance with the rules and laws of data protection.In certain cases, especially when the user fills out and submits a form on the website, it is possible that certain personal data are stored on the server. The publisher processes the data transmitted by the user for the sole purpose of processing his request and for further communication that arises from a possible business relationship between the publisher and the user.The transmitted data of the user may also be stored on the server for backup purposes, logging purposes and / or for statistical analysis. In this case, the storage period is a maximum of 26 months, after which the data is automatically deleted. This information is considered confidential and treated accordingly. They are therefore never sold or passed on to third parties without the prior consent of the user.The user has the right to view, adapt or delete his data at any time by applying in writing to the following address: info@cni-assurances.lu

Newsletter, Knowledge Articles, Guides & Tutorials

If the website has a newsletter, the user can register there in order to receive regular information by email. In this case, the publisher needs a valid e-mail address, which the registering user submits using the appropriate form. The user confirms that he is the owner of the submitted email address and gives his consent to receiving emails from the website or the publisher for an indefinite period.The process of subscribing to the newsletter, or the consent required for this, is logged in order to comply with the applicable data protection legislation. This log contains the email address of the user, the registration date, the IP address of the user, as well as the language preference of the user and any information voluntarily / optionally transmitted by the user during registration (name, newsletter topics, etc.).

Unsubscribing from the newsletter

The user has the right at any time to unsubscribe from receiving the newsletter (in full or only on specific topics) by clicking on the unsubscribe link at the end of a newsletter. For technical reasons, the user's email address can remain stored in the publisher's database after he has unsubscribed from the newsletter. This enables the publisher to avoid unwanted newsletter re-subscription or reactivation of the subscriber. In this case, the user's email address will be saved as an inactive data record and will never be used for sending any newsletters.

Newsletter statistics & tracking

The newsletters sent contain so-called "web beacons". These are invisible 1x1 pixel images which, when viewed, enable the publisher to determine when the recipient has fully opened the newsletter. The newsletters can also contain so-called "traceable links", which enable the publisher to determine when the user clicks on a link in the newsletter.The aim of this measurement method is not to determine individual user actions, but to collect statistical and anonymous information, which enables the publisher to make the newsletter technically more reliable and more relevant in terms of content.All user-specific measurement data for a newsletter (newsletter delivery, opening signals, click signals) are automatically and permanently deleted after a maximum period of 48 months after the newsletter has been sent.

Web analytics

Matomo is a web analytics service that collects information about website visitors such as pages visited, time spent on the website, and device used. This information is used to generate anonymous reports for website owners. Matomo uses techniques to protect visitor privacy, such as pseudonymising IP addresses and honoring "Do Not Track" settings. Website owners have full control over their analytics data and can delete or export it at any time.

Use of cookies

Cookies on this websiteLike most websites, this website uses cookies. Cookies are small, harmless text files that under no circumstances have an impact on your private life or the security of your computer. Cookies improve the comfort of the user on the website.

Company:

CNI-Assurances S.à r.l
84 A, Rue Grande-Duchesse Charlotte
L-9515 Wiltz

Luxembourg / EuropeRCS: B232666
TVA: LU32094915
Nace: 66220

Editors: CNI-Assurances Team
Photos & illustrations: © CNI-Assurances S.à r.l
Website Created: 8digit S.à r.l (www.8digit.lu)
IT Partner: 8digit S.à r.l (www.8digit.lu)

All texts, images and other content are protected by copyright.
Any reproduction or redistribution without prior written permission is strictly prohibited.

Copyright & trademark rights
© 2024 CNI-Assurances S.à r.l. All rights reserved.

Last updated: 24.05.2024